Smart Pension

Finance & Payments United Kingdom Website Reviewed Sept. 22, 2026

UK workplace pension master trust and retirement technology provider offering auto-enrolment administration via its own digital platform.

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Certifications & Accreditations

Certification Certifying Body Scope Achieved Expiry Status
ISO/IEC 27001:2022 Prescient Security LLC Certificate 122848. Holders: Smart Pension Ltd, Smart Technology Holdings Ltd, Smart Platform Ltd, Smart Governance Ltd, SFS Platform Ireland Ltd. Scope: information security for pension and retirement technology services, per SoA v7.0. Oct. 12, 2021 Oct. 12, 2027 Current

Compliance Frameworks

ISO/IEC 27001:2022
Full
Prescient Security certificate 122848, original issue 12 Oct 2021, current revision 3 Jun 2025, expires 12 Oct 2027. Accreditation body not stated on the certificate.
GDPR 2016/679
Full
DPO appointed ([email protected]); ICO registrations ZA070575 (Smart Pension) and ZA135972 (Trustee). No public DPA template.

Regulatory status and an unchecked lead

The Smart Pension Master Trust is **authorised and supervised by The Pensions Regulator**. Smart Pension Limited is **explicitly not FCA-regulated** and states it does not provide financial advice.

**Correction to a common error:** some page summaries suggest the certifier is SGS. The actual certificate names **Prescient Security LLC** — use the certificate.

**Unchecked lead:** Smart operates a Vanta-hosted trust centre at trust.smart.co which is JavaScript-rendered and could not be read automatically. It may list SOC 2 or additional reports worth adding.

Defaqto, Trustpilot, Investor in Customers and Living Wage marks are ratings and memberships, not certifications.

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